Do I need to top up my investment every month?

No, it is not necessary you need to top up your investment every month. There are three ways to invest in unit trust. 

(1) First, LUMP SUM where you invest an amount once and no additional investment after that. 

(2) Second, REGULAR SAVING, where you invest an amount initially, then top up the investment every month/whenever you want. 

(3) Third, EPF WITHDRAWAL, where you can withdraw money from your EPF account to invest in certain unit trust fund.

Remarks:

Effective 25 June 2007, EPF funds are no longer allowed to be withdrawn to invest in oversea funds.

Jas, Unit Trust Consultant of Public Mutual Berhad
(wholly-owned subsidiary of Public Bank Berhad)

T: +6017-7055381
E: jas.elegant@gmail.com
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