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What Life Is All About ?

" The best investment that worth every penny is an investment in yourself. Love yourself more. Be kinder. "

Sunday, 29 January 2017

Investment Tips for Year 2017

1) Prepare for uncertainty.
# Many caught by surprises in 2016. Some may be beneficial; some may trigger market volatility. The best approach in any environment is to maintain a long-term perspective and a balanced and diversified portfolio.


2) Save more.
# I recommend saving 12% to 15% of your income. If you don’t save enough and the markets don’t bail you out, there’s nothing you can do. If you over-save and do well, great—you can retire a few years earlier.


3) Stay well-informed.
# Great investors understand how all the pieces fit together. Become familiar with all the funds in your portfolio and know the role that each one plays in your investment plan. Stay abreast of the markets and economy, but don’t be driven by their movements. I realize it sounds paradoxical to say stay current but resist the urge to act. But that’s exactly what you should do.

CREDIT: Materials credit to Vanguard Group. 


NOTE
Feel free to contact me directly if interested to invest in unit trust Public Mutual Malaysia, cash from MYR 1000 only or from account 1 EPF. Suitable for long term investment above 5 years. Potential return: minimum 9%-15% profit per year.


Jas, Unit Trust Consultant, Public Mutual Berhad
(wholly-owned subsidiary of Public Bank Berhad)
T: +6017-7055381
E: jas.elegant@gmail.com
FB: >> www.facebook.com/investment.unittrust # Follow me on Facebook !

Saturday, 5 March 2016

Tax Exemption on FEES of managing Islamic Unit Trust Funds until early 2020 !

Good day to you, Investors & Friends !

I would like to share with you this good news;

==
"EXTENSION OF INCENTIVES FOR ISLAMIC FUNDS"
==



The government has recently approved FIMM's budget proposal to extend the time period for the tax exemption on fees of managing Islamic Unit Trust Funds for another four (4) years until year of assessment 2020.

FIMM applauded the move as it believes that the exemption will boost the Islamic Unit Trust Funds industry even further.

"This will actually encourage more unit trust management companies to launch Islamic Unit Trust Funds as they will benefit more from the tax exemption given for the fees they have collected to manage the fund."
- 27 Jan 2016, En. Nazarruddin, CEO of FIMM (Federation Of Investment Managers Malaysia), told TMR(The Malaysian Reserve Newspaper, All Business Daily) 



P/S: Feel free to request for full article of the news that has been published on TMR Newspaper. I may send to you via email. Thank you.


Jas, Unit Trust Consultant, Public Mutual Berhad
(wholly-owned subsidiary of Public Bank Berhad)
T: +6017-7055381
E: jas.elegant@gmail.com
FB: >> www.facebook.com/investment.unittrust # Follow me on Facebook !

Tuesday, 12 January 2016

Risks? What Should I Do?


What about RISK? Am I able to accept the risk? In investment, before you accept the expected return, you MUST ACCEPT the risk involves first. In any investment, there are risks involves without no doubt. In fact, the highest return you can get is from an investment vehicle that comes with highest risk. That’s the rules. Those who have gained loss in Unit Trust Investment usually (a)have not chose the suitable fund as his/her investment vehicle that suits his personal goals OR (b)invest in short term period especially less than 3 years period OR (c)panic during economic crisis/while unit price (NAV) drop and sold all of his/her available units while the unit price (NAV) low.  These are the THREE MAJOR FACTORS that cause unnecessary loss and you should try your best to understand these before you decide to invest & to always remember it after you’ve made your initial investment.



You should know that you could directly go to any Investment Company office & join the investment directly but you might have to make decision by yourself. It is important to have your own Unit Trust Consultant (UTC) / Perunding Unit Amanah or people always call it as Investment Agent, so that you could obtain advises before you make decision & while in the process. By investing with the help of UTC, he/she will be able to assist you in providing all the important information or showing you where to refer/obtain information. You could also get help from your UTC to check your fund performance & make certain investment analysis based on your requirements whenever required. Make a safe investment today with the help of UTC & I suggest you to seek for UTC advises before the decision making process takes place in regards to any transaction (including Initial Investment, Additional Investment, Fund Switching, Repurchase/Withdrawal/Unit Selling). Invest safely!



Jas, Unit Trust Consultant, Public Mutual Berhad
(wholly-owned subsidiary of Public Bank Berhad)
T: +6017-7055381
E: jas.elegant@gmail.com
FB: >> www.facebook.com/investment.unittrust # Follow me on Facebook !